Everything about how we handle your data, our terms of service, and our legal obligations as a regulated insurance advisor.
PolicybridgezCare, operated by Policybridgez Insurance Consultants ("we", "us", "our") respects your privacy. This policy explains what information we collect when you use policybridgezcare.com or our advisory services, how we use it, and your rights.
We do not sell or rent your data to anyone. Your information is shared only:
We retain your data only as long as needed to provide advisory and meet legal obligations under IRDAI regulations. You may request deletion at any time by emailing info@policybridgezcare.com.
We use SSL encryption, secure servers, and access controls to protect your information. While no online system is 100% secure, we apply reasonable safeguards consistent with IRDAI guidelines and the Information Technology Act, 2000.
Our services are intended for adults aged 18 and above. We do not knowingly collect personal data from minors.
We may update this policy from time to time. Material changes will be communicated via our website or directly to you. Continued use of our services constitutes acceptance of the updated policy.
Questions about this policy? Email info@policybridgezcare.com or WhatsApp +91 90358 70718.
By accessing policybridgezcare.com or engaging with PolicybridgezCare (operated by Policybridgez Insurance Consultants), you agree to these terms. Please read them carefully.
We are an independent IRDAI-licensed insurance advisory service. We are not an insurance company. We do not issue, underwrite, or guarantee insurance policies. All policies are issued by the respective insurance companies as per their terms.
Recommendations on our website or shared by our advisors are advisory in nature, based on the information you provide and publicly available data from insurers. They are not a binding offer of insurance, nor a guarantee of approval, premium amount, coverage, or claim outcome.
Comparison examples shown on this website (including premium amounts, claim ratios, and recommendations) are illustrative samples. Your actual quote will depend on your personal details, the insurer's underwriting, and prevailing rates.
Logos and names of insurance companies are displayed to indicate that we compare their policies on your behalf. No endorsement, exclusive partnership, or sponsorship is implied unless explicitly stated in writing. All trademarks remain the property of their respective owners.
We are not liable for: claim rejections by an insurer, changes in insurer pricing, changes in policy terms after purchase, delays caused by insurers, or any consequential loss arising from your insurance choice. Our liability is limited to providing honest and competent advisory based on available information.
All content on this website (text, design, code, comparisons) is the property of Policybridgez Insurance Consultants and protected under Indian copyright law. You may not reproduce, distribute, or use it commercially without written permission.
These terms are governed by the laws of India. Disputes shall be resolved in the courts of Bengaluru, Karnataka.
We may update these terms periodically. Continued use of our services after updates constitutes acceptance.
PolicybridgezCare is an independent insurance advisory service and is not an insurance company or insurer. All insurance policies are issued by the respective insurance companies.
The information provided on this website is for general advisory and educational purposes only. It does not constitute a binding offer of insurance. Insurance is a subject matter of solicitation as per IRDAI guidelines.
We do not guarantee:
Any comparison shown on this website (including the "sample comparison" section, premium numbers, claim settlement ratios, and recommended plans) is for illustration only. Actual personalised recommendations depend on your individual profile and insurer underwriting.
Final claim approval, processing time, and payout are decided by the insurance company as per the policy document. Our role is to assist you through the claim process — we cannot override insurer decisions.
While we discuss premium and coverage, this should not be construed as investment or financial planning advice. For tax, legal, or detailed financial advice, please consult a qualified professional.
References to insurer data (claim settlement ratios, network hospitals, premium ranges) are based on publicly available sources at time of publication. Insurers may update their data; please verify current details with the insurer directly before purchase.
Past claim settlement performance of any insurer is not a guarantee of future outcomes.
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